See your real monthly savings using your home equity
$4M+ in high-interest debt cleared. Families save an average of $900/month.
Enter your mortgage and debt details below. We'll show you an estimate of what your household payments could look like after a refinance.
Your High-Interest Debts
Enter your actual monthly payment per debt.
Your Current Mortgage
💡 Calculations use today's posted 5-year fixed rate of 4.79%. Melody will confirm your exact rate on your call.
Please enter your home value and mortgage balance before continuing.
Your Estimated Monthly Savings
—
back in your pocket every month
Your full report is ready
Right Now
$0,000
total per month
After Refinance
$0,000
one payment, debts gone
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Your monthly payments side by side, before and after
Your new mortgage payment and amortization
How much of your home's equity you'd still have
Your numbers sent to me, so I can tell you what's actually possible
"No judgment here. I look at numbers like these every day, and there's almost always a better way."
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Your Personalized Savings Report
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back in your pocket every month
Your Equity Picture
Home Value—
Max Refinance (80%)—
Current Mortgage—
Total High-Interest Debt—
Available to Consolidate—
Your debts are more than the equity available at 80% of your home's value, so a refinance can't pay off everything. That doesn't mean you're out of options. Melody can show you which debts make the most sense to clear first and what that does to your monthly payments.
Right Now
Mortgage—
Debt Payments—
Amortization Left—
Total / month—
After Refinance
New Mortgage—
Debt Payments$0
New Amortization—
Rate Used4.79%
Loan to Value—
Total / month—
These are estimates based on the information you provided. Your actual rate, payment, and savings will depend on your full financial picture. Melody will walk you through the real numbers on your call.